covers you, up to the limits of your policy, if you’re responsible for injuries to someone else or you damage
their vehicle or property. It also helps cover legal costs in case you’re sued.
is available to cover you and your passengers if you’re injured by another driver or
rider without insurance (or not enough insurance).
will pay to replace or repair your vehicle if it’s stolen, vandalized, or damaged due to fire, hitting an animal or act of nature.
is also available to cover damage to your vehicle if you’re in an accident with another vehicle or object.